Dispute a CLUE Report: Step-by-Step Guide
If you are facing insurance difficulties due to inaccurate information on your Comprehensive Loss Underwriting Exchange (CLUE) report, don’t worry. Disputing a CLUE report is possible by understanding your rights, gathering documentation, and persisting. This guide walks you through the process. First, obtain your CLUE report from LexisNexis Risk Solutions. Next, review it carefully, gather supporting documentation, and file a dispute. Finally, follow up and escalate if necessary. Understanding CLUE Reports and Why They Matter A CLUE report is like a credit report for your property’s insurance history. Insurers use it to assess risk and determine premiums. It compiles up to seven years of claims data, including the date of loss, type of loss, and amount paid. A negative entry, even if the claim was denied, can significantly impact your ability to obtain affordable insurance. Remember that separate CLUE reports exist for personal auto and property. ...